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Archive for September, 2012

Low Mortgage Rates, Ayn Rand & Why 80% Won’t Buy or Refinance
By September 24, 2012 3 Comments Read More →

Low Mortgage Rates, Ayn Rand & Why 80% Won’t Buy or Refinance

Mortgage rates have hit record lows and yet a majority of those who potentially could refinance and save money will not do so. “Four out of five Americans are unwilling to buy homes or refinance their mortgages, despite record-low interest rates,” according to a recent Harris poll. “Only workers between the ages of 18 and […]

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RealtyTrac: Foreclosure Activity Slows 15% — But Not In All States
By September 13, 2012 0 Comments Read More →

RealtyTrac: Foreclosure Activity Slows 15% — But Not In All States

Foreclosure filings dropped 15 percent in the past year according to the latest monthly report from RealtyTrac. Unfortunately, the decline in foreclosure activity is not universal. In a number of states there has been a substantial increase as robo-signing issues go through state court systems, foreclosure moratoriums and stoppages come to an end and worries […]

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How Zero-Zero Mortgages Could Cut Loan Costs
By September 10, 2012 1 Comments Read More →

How Zero-Zero Mortgages Could Cut Loan Costs

A new proposal floating around Washington could require lenders to make a no-point, no-fee loan option available to prospective borrowers. This so-called “zero-zero” plan would not be the only pricing lenders could offer, instead it would be one choice of many lenders could offer under a proposal from the Consumer Financial Protection Bureau. The purpose […]

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American Chopper Back With United Front

American Chopper Back With United Front

The 2012 season of American Chopper began with more good wishes then seen during the past several years. While it would be difficult to suggest that Paul Sr. and Paul Jr. have made up and that all was forgiven and even forgotten, it’s no longer “senior versus junior.” Now their relationship appears both more civil […]

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Labor Day: Does American Need A Financial Bill of Rights

Labor Day: Does American Need A Financial Bill of Rights

For large numbers of Americans the economic situation today is worse than at any time since the Great Depression. Unemployment is high and benefits are disappearing. Income is 5 percent less than in 1999. The traditional storehouses of wealth and financial security have eroded as home values have fallen and pension savings pay little more […]

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