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Archive for March, 2013

Is There Really A Real Estate Inventory Shortage?

Is There Really A Real Estate Inventory Shortage?

For the past few months there have been a stead stream of claims that the real estate marketplace somehow has an inventory shortage. To be polite, this simply isn’t possible when at the same time you have an annual increase in the number of distressed properties for sale, properties which are typically sold at discount. […]

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Is It Time To Expand The FHA?

Is It Time To Expand The FHA?

With interest rates up during the past few months has the time come to expand the FHA mortgage program? Lower mortgage rates boost affordability and expand the pool of potential borrowers — precisely what’s needed in a real estate market which remains rickety and weak. But lower rates also have another value because when borrowers […]

Posted in: News
Should Borrowers Pay More For Big FHA Mortgages?

Should Borrowers Pay More For Big FHA Mortgages?

Should the FHA demand more money down from those who want big mortgages? This is the question that HUD raised with a notice last month asking for a bigger down payment from those who borrow $625,500 or more. The notice gave the general public 30 days to respond to the FHA proposal, a period which […]

Posted in: News