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Archive for November, 2013

Real Estate: Will Church Ministers Lose Tax-Free Housing?

Real Estate: Will Church Ministers Lose Tax-Free Housing?

A federal judge in Wisconsin has ruled that housing write-offs for ministers, priests, rabbis and other clerics are unconstitutional, a violation of the First Amendment’s establishment clause. At issue was the question of whether clergy are entitled to a tax-free rental allowance under 26 U.S.C. § 107. This federal legislation — first passed in 1954 and […]

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Most Important John F. Kennedy Speech You Never Heard

Most Important John F. Kennedy Speech You Never Heard

John F. Kennedy died 50 years ago, on November 22nd. For Americans of a certain age it was an event which smothered the most positive presidency of our era. Kennedy was the youngest president in American history, the first Catholic to win the White House, a Pacific war hero, and a man of remarkable brilliance, […]

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New Loan Estimate Form Cuts Mortgage Costs

New Loan Estimate Form Cuts Mortgage Costs

A new loan estimate form has been issued by the Consumer Financial Protection Bureau (CFPB). Use of the new document will be mandatory as of August 1, 2015, however it can be expected that many lenders will start using the new form as soon as possible. Under federal rules lenders must provide a good faith […]

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FHA Back To Work Mortgages — New Loans In 12 Months

FHA Back To Work Mortgages — New Loans In 12 Months

(Note to readers: This program ended September 30, 2016.) If you’ve been shut-off from new mortgage financing because of hard times you might want to take a look at the new FHA Back To Work mortgage program. Here, finally, is a program which can allow you to get an FHA loan in as little as […]

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Wine Cellars: Why Being A Wine Prepper Is The Next Fad

Wine Cellars: Why Being A Wine Prepper Is The Next Fad

Get your wine cellar ready. A world-wide wine shortage is expected next year and those who are not prepared may suffer the indignity of higher prices and fewer choices. According to a new report from Morgan Stanley, “after adjusting for non wine uses, demand for wine exceeded supply by 300 million cases in 2012, the […]

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$48 Billion Says The FHA Mortgage Plan Isn’t Broke

$48 Billion Says The FHA Mortgage Plan Isn’t Broke

To hear folks on Capitol Hill you might think the FHA mortgage program is just a blink away from failure, a blight on the American economy and a threat to homeowners everywhere. It’s nonsense. The FHA has $48 billion in cash on hand. So what’s the big deal? The FHA operates a mortgage insurance program. […]

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