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Can A Spouse Buy Alone? : Mortgage Loans, Rates, Home Buying, Selling, Foreclosures

Can A Spouse Buy Alone?

Yes. However, he or she can only borrow on the basis of their individual income and his or her credit standing. Together a couple might have far more income.

Lenders, incidentally, will probably want both parties on the property title even if you are not on the mortgage — this removes a barrier should foreclosure be required. For specifics, speak with lenders and brokers.

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