How Can I Improve My Credit?
August 29th, 2008 By Peter G. Miller
First, get a copy of your current credit report. It may not be as bad as you think. Ask creditors to remove old and incorrect items. You can get a free credit report by pressing AnnualCreditReport.com.
Second, start speaking with lenders. Be truthful. Explain any past problems. Pre-qualify with one lender and have your credit report reviewed.
Third, pay all bills on full and timely basis to build-up your credit history.
Fourth, pay down and pay off credit accounts.
Fifth, adopt a budget. Stick to it.
Sixth, spend less than you earn. Start a monthly savings program.
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