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Can A National Guard Volunteer Get A VA Loan? : Mortgage Loans, Rates, Home Buying, Selling, Foreclosures

Can A National Guard Volunteer Get A VA Loan?

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According to the DVA, you need to review your call-up orders. If activated under Title 10 you may qualify for a VA loan if you are on an active-duty status for 90 days or the full period called (this could be less than 90 days).

If you were called up under Title 32 you may not qualify for VA mortgage financing. Title 32 is apparently used to call up support personnel not going overseas or to the front.

Do NOT make an offer on a property until you have first confirmed your ability to qualify for a VA loan. For specifics, speak with your base housing officer or the VA. Get paperwork that you can show lenders up front, before you go house hunting or refinance, and prequalify for a mortgage.

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