All Posts Tagged With: "agency"
How To Get A Federal Government Job
In the midst of a lousy job market there’s one sector of the economy that would really like to see your resume. Uncle Sam is hiring civilian employees — and when the federal government hires it offers both good pay and great benefits. There are full and part-time jobs as well as jobs for entry-level [...]
2Jun2011 | Peter G. Miller | 0 comments | Continued
FHA to lenders: Show us your license
HUD has come out with a new standard for lenders, the requirement to see the license number for each lender or loan officer who does an FHA loan. The numbers are recorded with the Nationwide Mortgage Licensing System and Registry (NMLS). Okay, what does this mean and why should borrowers care? When you sell a [...]
10Jan2011 | Peter G. Miller | 1 comment | Continued
FBI Expanding Fight Against Mortgage Scams
The FBI is adding a large number of agents to fight mortgage fraud and predatory lending, but will it be enough? Speaking before the Senate Judiciary Committee last year, FBI Assistant Director Kevin L. Perkins noted that the FBI now has new funding to chase mortgage fraudsters under the Financial Intelligence Center (FIC). The FIC, [...]
1Jun2010 | Peter G. Miller | 0 comments | Continued
Real Estate Brokers Versus Salespeople — What’s The Difference?
A “broker” can be seen as someone licensed by the state and who works for another and for a fee. In effect, a broker is an “agent– who works for a “principal,– say a buyer or seller. As an agent, a real estate broker must uphold certain duties and obligations or his or her license [...]
21Nov2009 | Peter G. Miller | 0 comments | Continued
Appraisal Worries Really About The Future
Tim writes and points to a number of problems he sees with the Home Valuation Code of Conduct (HVCC). Fair enough. Let’s look at what he offers: >>>Instead of a majority of valuation assignments going to appraisal managment companies we now have virtually ALL assignments being controlled by these joint venture arrangments. Notice how the [...]
22Jul2009 | Peter G. Miller | 0 comments | Continued
Minority Mortgage Housing Goals — What’s The Truth?
I was at a dinner event in Washington recently and the speaker told the assembled rich and powerful that President Clinton had weakened the lending system by increasing minority financing goals to more than 50 percent. The implication was that a big part of the current mortgage meltdown is a by-product of federal efforts expand [...]
15Jun2009 | Peter G. Miller | 0 comments | Continued
Can This Be? Home Prices Are up?
I wouldn’t take this as the last word, but the Federal Housing Finance Agency (FHFA) is reporting that home values nationwide rose in .7 percent from January to February. “U.S. home prices rose 0.7 percent on a seasonally-adjusted basis from January to February, according to the Federal Housing Finance Agency’s monthly House Price Index. January’s [...]
23Apr2009 | Peter G. Miller | 2 comments | Continued
10 Questions To Ask Every Empoyment Agency
What should you expect from an employment agency? It’s not an easy question because employment agencies offer a variety of services to a variety of job seekers and a range of businesses. Some agencies specialize in entry-level positions or in given professions. Others are generalists. Also, of course, there is the question of whether or [...]
2Jan2009 | Peter G. Miller | 0 comments | Continued
Who Should Loan Officers Represent?
For all the talk of foreclosures and failing lenders, the bottom line is this: The mortgage lending system is both sound and hugely successful. Despite the headlines, most borrowers are making payments. Even among subprime borrowers — the borrowers most in the news — 81 percent are making their monthly loan payments as of mid-2008. [...]
28Sep2008 | Peter G. Miller | 0 comments | Continued
Curious “Check” Hides Important Mortgage Questions
Near where I write these words sits a check for almost $50,000. Well, it sure looks like a check when seen through an envelope window, and the envelope in which it came certainly has a lot of important-sounding language on the outside. In fact, if not careful you might mistake the envelope for those used [...]
1Sep2008 | Peter G. Miller | 0 comments | Continued
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