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Tales Of A Big Bank Refugee

In the eyes of big banking I am a sinner of the first magnitude. My offense is not over-drafts or bounced checks, but rather the undeniable fact that I am self-employed.
I last held a job in 1971, and since then have managed to cobble together a reasonable existence as an author and consultant. Clients and [...]

4Nov2009 | Peter G. Miller | 0 comments | Continued
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How To Get A Successful Loan Modification (With Obama Update)

Is it possible to get a mortgage modification without being foreclosed or behind on your payments? For an increasing number of borrowers the answer is “yes” because recent changes in the mortgage industry now make loan modifications more likely than at any point since the financial meltdown began.
For much of human history mortgage lenders have [...]

22Jan2009 | Peter G. Miller | 7 comments | Continued
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Should We End State-Wide Real Estate Licensing?

By it’s nature real estate is a localized commodity. If you’ve ever heard someone say, “my home would be worth $400,000 more if only it was located elsewhere” you can see the issue: Location is crucial. The home isn’t located elsewhere, it’s located where it is and that’s one reason it’s not worth an additional [...]

16Sep2008 | Peter G. Miller | 0 comments | Continued
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What Happens To The House If My Spouse Dies?

Question: When I married my husband already owned a house. I am not on the title. What happens to the property if he dies?
Answer: It’s possible for husbands and wives to own property separately, thus you need to consider several questions:

Does your husband have a will. Has he left the property to you?
Are you [...]

23Aug2008 | Peter G. Miller | 0 comments | Continued