All Posts Tagged With: "free"
How America got its first Christmas tree
Christmas trees now sparkle in millions of homes, but did you ever wonder how the tradition began? No doubt there are several stories regarding the start of this custom, and here’s one I’d like to pass along. “It’s now been more than 150 years since Professor Charles Minnigerode decorated Williamsburg’s first Christmas tree,” says Robert [...]
23Dec2011 | Peter G. Miller | 0 comments | Continued
How To Raise Your Credit Score For $25
There’s no doubt that credit scores are a big deal when you need to get a mortgage, finance a car or even get a job or an apartment. But did you know there’s a simple, easy and cheap step you can take to get a better credit score? Nope, I’m not selling anything. And please, [...]
5Mar2011 | Peter G. Miller | 0 comments | Continued
How America got its first Christmas tree
Christmas trees now sparkle in millions of homes, but did you ever wonder how the tradition began? No doubt there are several stories regarding the start of this custom, and here’s one I’d like to pass along. “It’s now been more than 150 years since Professor Charles Minnigerode decorated Williamsburg’s first Christmas tree,” says Robert [...]
23Dec2010 | Peter G. Miller | 0 comments | Continued
How America Got Its First Christmas Tree
Christmas trees now sparkle in millions of homes, but did you ever wonder how the tradition began? No doubt there are several stories regarding the start of this custom, and here’s one I’d like to pass along. “It’s now been more than 150 years since Professor Charles Minnigerode decorated Williamsburg’s first Christmas tree,” says Robert [...]
18Dec2009 | Peter G. Miller | 1 comment | Continued
Can You Avoid Foreclosure With A “Second Look”?
We usually think of foreclosures as battles between lenders and borrowers, but in many cases there is actually a third party in the process, mortgage insurance companies. Mortgage insurance companies have a big stake in bad times because when insured borrowers fail it’s the MI companies that can face big claims. The good news is [...]
28Jul2009 | Peter G. Miller | 0 comments | Continued
The Case For Flexible Real Estate Commissions
Isn’t it time to change real estate agreements — to make them better for buyers, sellers and brokers? Syndicated columnist Peter G. Miller explains.
17Feb2009 | Peter G. Miller | 0 comments | Continued
How much do I need for a good credit score?
Different loan programs have different credit score requirements. One loan may require 680 for the best possible rate while another may demand 740. Because credit requirements differ it pays to speak with several lenders to find the one with the program that will best meet your needs at the lowest rate. As a matter of [...]
9Sep2008 | Peter G. Miller | 0 comments | Continued
How Can I Get A Free Refund On My FHA Mortgage Insurance?
For many years the huge FHA mortgage program paid insurance refunds to borrowers. While the refund program stopped in late 2004, there are still millions of older FHA loans out there where borrowers may be able to get back some of their insurance money. Here’s how the refund process works. Rather than lending money, the [...]
28Aug2008 | Peter G. Miller | 0 comments | Continued
Free Credit Reports
AnnualCreditReport.com is the one and only site which makes available credit reports both without cost AND without a requirement to purchase of other products and services. Under the Fair Credit Reporting Act, you may obtain one free credit report every 12 months from EACH of the three major reporting agencies. As the site explains: “AnnualCreditReport.com [...]
26Aug2008 | Peter G. Miller | 0 comments | Continued
Tax Returns, Real Estate, Refunds and Rip-Offs
A big part of every real estate transaction involves taxes: You pay transfer taxes when you buy, property taxes when you own and more transfer taxes when you sell. There are also taxes on income earned from investment real estate and even capital gains taxes, though infrequently for the sale of residential property. Not surprisingly, [...]
20Aug2008 | Peter G. Miller | 0 comments | Continued
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