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good faith estimate : Refinance, Home Mortgage Loans & Rates, Home Equity Loan

All Posts Tagged With: "good faith estimate"

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No More Pre-approval Letters, Say Lenders

As a result of the new mortgage borrower protections that took effect January 1st, some lenders are now saying they can no longer provide pre-approval letters.
“Before writing the letters, lenders like to see proof of income, such as a pay stub or tax return. But under the Real Estate Settlement Procedures Act rule that [...]

8Mar2010 | Peter G. Miller | 1 comment | Continued
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How To Read The New Good Faith Estimate Forms

Starting January 1, 2010 HUD will require lenders to use a new Good Faith Estimate form or GFE. This is important because whether you buy a mansion or a cottage, you want to know how much your mortgage is going to cost — not just the interest rate but all the fees and charges you’ll [...]

2Nov2009 | Peter G. Miller | 1 comment | Continued
 
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