OurBroker Logo
Have A Real Estate Question?  Please Press Here.
housing : Mortgage Loans, Rates, Home Buying, Selling, Foreclosures

All Posts Tagged With: "housing"

post thumbnail

Public to Politicians: End Foreclosure Mess

Candidates running for office in 2012 had better put their housing game on the table. From tiny towns to the national electorate, voters have been clear about who they want in office — elected officials who see housing as an economic cornerstone critical to recovery. More than 80 percent of Americans believe housing is critical [...]

13Dec2011 | | 1 comment | Continued
post thumbnail

New Real Estate Dance: Do The Double-Up

With all the news regarding foreclosures and declining homeownership it might be worth mentioning that real estate is keeping a lot of people out of poverty — especially those aged 25 to 34. Figures from the Census Bureau confirm what’s widely been seen throughout America: Matt and Martha are moving back in with Mom and [...]

27Oct2010 | | 0 comments | Continued
post thumbnail

Mortgage Reform — Getting Back To Basics

Given the huge profits on Wall Street, we seem to have quickly forgotten that financial reform is necessary if we’re to prevent or less the next financial meltdown. Sen. Ted Kaufman (D-DE) is now proposing systemic financial reform. One part of that reform — a big part — would clearly involve changes in the way [...]

12Mar2010 | | 0 comments | Continued
post thumbnail

New Pro-Borrower Mortgage Rules Set For July 30th

It will be a new deal for real estate borrowers as of July 30th. That’s the day when new standards developed under the Housing and Economic Recovery ACT (HERA) go into effect. Okay, so what’s the big deal? In basic terms, the rule says that if you apply for a loan on July 30th or [...]

13Jul2009 | | 2 comments | Continued
post thumbnail

Minority Mortgage Housing Goals — What’s The Truth?

I was at a dinner event in Washington recently and the speaker told the assembled rich and powerful that President Clinton had weakened the lending system by increasing minority financing goals to more than 50 percent. The implication was that a big part of the current mortgage meltdown is a by-product of federal efforts expand [...]

15Jun2009 | | 0 comments | Continued
post thumbnail

Housing Recession Nearing An End, Say Home Builders

The National Association of Home Builders has a new online article Housing, Economic Growth Now Heading to Higher Ground. Really? According to the NAHB’s chief economist, David Crowe, “the housing recession is nearing an end and housing will return on a very slow basis.” This is interesting. Are we having a housing recession? Certainly not [...]

28Apr2009 | | 0 comments | Continued
post thumbnail

Can This Be? Home Prices Are up?

I wouldn’t take this as the last word, but the Federal Housing Finance Agency (FHFA) is reporting that home values nationwide rose in .7 percent from January to February. “U.S. home prices rose 0.7 percent on a seasonally-adjusted basis from January to February, according to the Federal Housing Finance Agency’s monthly House Price Index. January’s [...]

23Apr2009 | | 2 comments | Continued
post thumbnail

Greenspan Speaks — Housing Beats Wall Street

Here’s today’s economic question: If you make a $1,000 profit in real estate will it impact the economy differently than $1,000 in profits from the sale of stock? You want to know the answer to this question because it may explain how plunging stock prices are impacting the economy — and whether you will have [...]

11Sep2008 | | 0 comments | Continued
post thumbnail

What rules prohibit discrimination in real estate sales and financing?

The federal Fair Housing Act is the major legislation prohibiting discrimination in real estate — it provides that there can be no offer to sell, rent, buy, or exchange property that contains any preference, limitation, or discrimination based on race, color, religion, sex, national origin, handicap, or familial status, or an intention to make such [...]

1Sep2008 | | 0 comments | Continued
post thumbnail

Accessible Housing Information

Question: Where can I get more information regarding accessible housing options? Answer: Try the following sources: State architectural associations. Local builders. State and local builder organizations. Hardware and building supply outlets University architectural schools. RebuildingTogether.org The library of the National Association of Home Builders in Washington, DC. Local public housing agencies. Local chapters of associations [...]

31Aug2008 | | 0 comments | Continued