All Posts Tagged With: "jobs"
Work & Foreclosures: Losing Jobs Means Losing Homes
Until the past few years foreclosures were rare. In fact, the Mortgage Bankers Association reports that in March 2005 just .44 percent of all loans were in the foreclosure process, a figure which grew almost seven-fold to 4.43 percent as of the third quarter of 2011. For November 2011 the aation saw 224,394 foreclosure filings according to RealtyTrac.com [...]
25Jun2011 | Peter G. Miller | 0 comments | Continued
Why Less Government Means Fewer Jobs and Lower Home Prices
The latest report from Case-Shiller tells us that during the past year home values fell in 19 of 20 major cities. The exception was the Washington, DC metro area where home values rose 2.7 percent. The question is why are home values rising in one area but not 19 others? Is there a magical formula [...]
4May2011 | Peter G. Miller | 0 comments | Continued
Thanksgiving, foreclosures, mortgages & jobs
Another year is drawing to an end but for many of our citizens times have been tough in terms of foreclosures, mortgages, jobs and economic news in general. If you’re lucky enough to celebrate Thanksgiving with a full plate, a current mortgage and a few dollars in the bank then indeed you have much for [...]
24Nov2010 | Peter G. Miller | 0 comments | Continued
How To Write Your First Resume (With Sample)
No resume is easier to write than the first one — and no resume is harder to write than that first specimen. A first resume is easy to write because there’s very little to note. You don’t yet have a work history, or much of a work history. On the other hand, a resume can [...]
2Mar2009 | Peter G. Miller | 0 comments | Continued
Not Fired? Why Your Income Won’t Fall
Pink slips are becoming more common around the country but here’s a great oddity: According to the Bureau of Labor Statistics, hourly wages rose in 2011. Huh? If people are losing their jobs don’t employers have the upper hand? Can’t they slash wages at will? After all, with rising unemployment levels who wants to lose [...]
28Feb2009 | Peter G. Miller | 0 comments | Continued
Are You Keeping Up With Work & Wages?
If you’ve been getting more money each year and maybe a bonus here and there you might think you’re doing pretty well. After all, part of the American dream is to get better at what you do and therefore earn more money as a result. Unfortunately, you’re likely to notice that even with a bigger [...]
2Jan2009 | Peter G. Miller | 0 comments | Continued
10 Questions To Ask Every Empoyment Agency
What should you expect from an employment agency? It’s not an easy question because employment agencies offer a variety of services to a variety of job seekers and a range of businesses. Some agencies specialize in entry-level positions or in given professions. Others are generalists. Also, of course, there is the question of whether or [...]
2Jan2009 | Peter G. Miller | 0 comments | Continued
Up or Down — How To Measure Your Local Real Estate Market
The past year has seen a slowdown in real estate markets across the country — and an outright slump in many. But such terms as “slowdown” and “slump” are relative and should be used with care — as should “boom” and “hot”. Given the localized nature of real estate, it pays to ask if there [...]
20Sep2008 | Peter G. Miller | 0 comments | Continued
How can I apply for a conventional mortgage?
Question: What does applying for a conventional loan mean? Is it a federally-insured loan? Can you get a conventional loan when you first buy a home and when you refinance? Answer: “Conventional– loans are mortgages that meet certain standards established by big loan buyers such as Fannie Mae and Freddie Mac. Fannie Mae and Freddie [...]
3Sep2008 | Peter G. Miller | 0 comments | Continued
Is it ever better to rent than to own?
There are at least several cases where renting may be more attractive than ownership. ___ You will be in an area for a short period of time, say five years or less. ___ The local economy is bad and getting worse, employment levels are dropping. ___ Better returns with equal risk are available elsewhere. ___ [...]
27Aug2008 | Peter G. Miller | 0 comments | Continued
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