All Posts Tagged With: "Sellers"
A Basic Guide To Real Estate, Mortgages & Taxes
Let’s be honest: April 15th is a day of reckoning, the moment when we find out what we really owe for taxes. In households nationwide wallets are drained and many who were rich on the 14th are greatly impoverished by the 16th.
But for those with real estate the load is made lighter by tax rules [...]
Sellers Drop Prices By $27.4 billion
Foreclosures are impacting the marketplace and even the homes of the rich are going for less these days.
A new study by Trulia says that 23.6 percent of current homes on the market have had at least one price cut and that the reductions are valued at $27.4 billion. The company says “the average price-reduced home has [...]
2009 Real Estate, Mortgages & Taxes
Let’s be honest: April 15th is a day of reckoning, the moment when we find out what we really owe for taxes. In households nationwide wallets are drained and many who were rich on the 14th are greatly impoverished by the 16th.
But for those with real estate the load is made lighter by tax rules [...]
Marathon Sellers Race Reality
A new species of real estate owner has begun to emerge: the marathon seller. Maybe you have them in your community, owners who believe in real estate exceptionalism, the idea that their homes are growing in value while real estate prices all around are stalled or falling.
These owners truly believe that somehow their property [...]
Is It Time To Dump Home Seller Disclosures?
It’s time to buy and at the magic moment there is an exchange of paperwork.
“Yes,” say the buyers, “we want this house.”
“Fine,” say the owners, “here’s our seller disclosure form written by our state government which requires that we tell you all we know about the property.”
Should not the purchasers feel a wave of confidence [...]
Sellers’ Markets Vs. Buyers’ Markets
Question: People talk about a “sellers’ market” and a “buyers’ market.” How do I know which we have?
Answer: A “sellers’ market” typically refers to a community with strong real estate demand and rising prices. A “buyers’ market” can be seen as a situation where home prices are more “flexible,” an expression which means prices are [...]
How Does A “Buy-Down” Reduce Interest Costs?
With a “buy-down” you have a below-market interest rate (it is “bought down”) because either the borrower or the seller have given additional money to the lender up front.
There are different forms of buy downs, most reduce interest costs in the first few years of the loan. For instance, if you pay an extra 1 [...]
Can I Deduct Seller-Paid Mortgage Points?
If a seller pays points, the points are deductible in the year paid as an expense of selling.
If a buyer pays points, the points paid by the purchaser are deductible by the buyer in the year paid.
If a seller pays points to assist the purchaser, the BUYER may deduct the value of the points paid [...]
Your Real Estate Questions Answered
Would you like to share your question in more than 100 newspapers nationwide? Would you like to potentially reach millions of readers?
This site receives numerous real estate questions from visitors, so in an effort to answer some of the inquiries we receive we’re going to take selected questions and use them in columns and articles.
Please [...]
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