All Posts Tagged With: "yield spread premium"
Has Mortgage Lending Gotten Better Since Wall Street Reform?
Has lending really gotten better for borrowers during in the past few years? Certainly mortgage rates have improved. In recent weeks they have been at or near historic lows. But no less important the lending system has improved. It’s not just that mortgage rates are better, it’s also that the probability of getting a good [...]
24Oct2011 | Peter G. Miller | 0 comments | Continued
Should I Pay More Points For A Lower Mortgage Rate?
The answer most often given no doubt looks at current mortgage rates and while interest is a big part of the answer, it’s not the only cost paid by borrowers. There is also an origination fee and, often, also one or more points. The origination fee is a charge to compensate the lender for his [...]
6Jun2011 | Peter G. Miller | 0 comments | Continued
Mortgage Brokers Must Disclose Secret Fees, Says Judge
Figuring out how much you pay for a mortgage is like trying to determine the real cost of a new car, a lot of what you pay is hidden and unclear. Now James Robertson, a federal district judge based in Washington, DC, has decided that mortgage brokers will have to disclose their secret fees under [...]
31Jul2009 | Peter G. Miller | 1 comment | Continued
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