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zero : Mortgage Loans, Rates, Home Buying, Selling, Foreclosures

All Posts Tagged With: "zero"

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Should Government Set Mortgage Rates?

With all the talk of getting a new mortgage there’s one question which no one seems ready to touch: Why doesn’t the government ought to set mortgage rates? At first this may seem like an audacious idea, a violation somehow of the free market absolutism preferred by so many businesses and industries — at least [...]

26Sep2011 | | 0 comments | Continued
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Should We Spend Our Way Out Of The Recession?

Oh gee, now here’s a problem…. The Wall Street Journal has a headline which reads, “Hard-Hit Families Finally Start Saving, Aggravating Nation’s Economic Woes.” According to the paper, rising savings rates are “a major reason the downturn may not soon end. Americans, fresh off a decades long buying spree, are finally saving more and spending [...]

6Jan2009 | | 0 comments | Continued
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How Can I Buy Real Estate With Little Or Nothing Down?

Figures from the National Association of Realtor’s 2010 study of buyers and sellers shows that typical first-time buyers bought with 4 percent down while repeat purchasers paid 14 percent down. The repeat buyers presumably could put more down because they had equity from the sale of house #1 and they were older and had more [...]

1Sep2008 | | 0 comments | Continued
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Can I Buy Real Estate With Less Than 20% Down?

While so-called “conventional” loans do require 20 percent, other loan programs do not. As examples: •  Qualified individuals can buy with nothing down under the VA loan program. •  FHA loan programs require 3.5 percent down — and maybe less with some state assistance programs. •  The “Affordable Gold” and “Community Home Buyers Program” each [...]

29Aug2008 | | 0 comments | Continued