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real estate : Refinance, Home Mortgage Loans & Rates, Home Equity Loan

All Posts Tagged With: "real estate"

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Should We Dump Real Estate Investors?

When it comes to bailing out giant banks, huge companies and massive stock brokerages there’s no shortage of government interest and activity. After all, it’s in our national interest to protect investors — unless, of course, they’re folks who merely bought a house or two.
The investor double standard is hardly hidden. It appears everywhere and [...]

30Nov2009 | Peter G. Miller | 0 comments | Continued
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Real Estate: Why Do We License Brokers & Agents?

Across the country we license many professions, everyone from barbers to lawyers. There are several basic reasons for such licensure:

To protect the public against unethical and incompetent practitioners.
To assure that practitioners have certain minimum levels of education and experience.
To assure that consumers receive certain minimum levels of service.
To define what is and what is [...]

31Aug2009 | Peter G. Miller | 0 comments | Continued
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Real Estate: What Really Happened To Home Prices

We’re not going to restore the housing market without solid factual evidence to suggest that home prices have started to turn around. A good source for such evidence is the Federal Housing Finance Agency (FHFA), the government body that now oversees Fannie Mae and Freddie Mac.
In figures release yesterday, FHFA tells us that in the [...]

26Aug2009 | Peter G. Miller | 0 comments | Continued
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Mortgages & Foreclosures: Let’s Pick On Real Estate Investors

The way things are going Arizona is scheduled to have a new foreclosure law in place by the end of September. In basic terms, SB 1271 says lenders can seek a deficiency judgment if you did not live in a property for six months in a row before foreclosure. Translation: The legislation is aimed at [...]

7Aug2009 | Peter G. Miller | 0 comments | Continued
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Capitol Hill Mortgages No Big Deal

According to various reports the Senate Ethics Committee has spent several hours lately speaking with a former Countrywide official. The issue is cushy mortgages and discounted mortgage rates for Senators Chris Dodd (D-Conn.) and Kent Conrad (D-N.D.), but curiously not a mention of any Republicans.
This is news?
The senators, of course, argue that they had no [...]

29Jul2009 | Peter G. Miller | 0 comments | Continued
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How To Pick On Appraisers

Many in the real estate community are upset with the newly implemented Home Valuation Code of Conduct (HVCC) and want it suspended or revoked so we can go back to the good-old-says when it was okay to threaten and pressure appraisers.
The HVCC was an agreement worked out between New York Attorney General Andrew Cuomo, Fannie [...]

26Jun2009 | Peter G. Miller | 9 comments | Continued
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The Case For Flexible Real Estate Commissions

Isn’t it time to change real estate agreements — to make them better for buyers, sellers and brokers? Syndicated columnist Peter G. Miller explains.

17Feb2009 | Peter G. Miller | 0 comments | Continued
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National Real Estate & Mortgage Associations

Below is a quick and handy list of the most important real estate and mortgage associations in the U.S.
American Arbitration Association Appraisal Institute Association of Real Estate License Law Officials (ARELLO) Building Owners and Managers Association (BOMA) Commercial Investment Real Estate Institute (CCIM)
Community Associations Institute (CAI) [...]

30Dec2008 | Peter G. Miller | 0 comments | Continued
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What Will Lenders Do If I Lose My Job?

Question: I’ve been laid off and must now go on unemployment. The prospects for a job with equal pay do not look good and I have more bills than a flock of mallards. What do I do about my mortgage?
Answer: Plainly you’re in for a rough time, financially. You must pay your mortgage. Alternatively, [...]

21Oct2008 | Peter G. Miller | 1 comment | Continued
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Is Now The Time To Buy A Duplex?

Question: I’m ready to purchase a 2-unit property. I’m trying to buy and rent, hopefully with enough income to break even on the mortgage, taxes, insurance and upkeep if I can. Houses in the $400K range aren’t that available, and given mortgage rates and perhaps $95,000 down I am lucky if rents at $2,200-$2,400 [...]

19Oct2008 | Peter G. Miller | 0 comments | Continued
 
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